Car accidents can be extremely frightening experiences.  If you are unlucky enough to be involved in one but manage to escape without any injury it is highly likely that you will end up suffering from some form of shock or at the very least you’ll be a little shaken up.

The moments after a car accident can be the most distressing but your main concern should be that of your own personal safety and of other people around you.  When you start to think straight you should start doing a variety of things for insurance purposes.  The following methods ensure most if not all corners are covered to make sure any car accident compensation is deservedly justified.

1      First off, you should exchange names, addresses, insurance company details, registration numbers, and phone numbers of all the people involved.  Take a mobile number but only if the home number is unavailable, taking someone’s home number should be the main priority but it can easily be forgotten after the shock of a car accident.

2      Knowing, clearly, the identity of the other vehicle is imperative so make sure you get the drivers name of the other vehicle.  Just ask yourself who drives the other vehicle and make sure you know the answer.  The information regarding the other vehicle is essential especially the driver of the other vehicle.

3      Make a note of each vehicle involved in the accident, a complete description from colour to even marks on vehicles. Important information you should be noting down includes the make, model and year of the vehicle, and any damage sustained. Damage sustained in the accident is extremely important for insurance claim purposes, so detail every aspect.

4      Make sure that you note down the exact location of the place where the collision took place and also take note of all the details as to how it happened.  Take photos if you have your mobile or a camera to hand, these are impossible to disprove if things get misinterpreted.As most smartphones these days have a camera built in, it’s imperative not to forget the technology we have at hand. Photos can prove exact locations and actual damage to vehicles, so get busy with your camera and don’t be afraid to take as many pictures as you are able.

5      Do not make any admissions in the aftermath of the accident with regards to who was to blame.  Admissions of this nature will cause problems once insurance companies get involved.  It is easy after an accident to not be thinking clearly and you could place more blame on yourself than is actually warranted.

6      Note the names, addresses and contact numbers for all witnesses who were at the scene and so the accident unfold or anyone who appeared afterwards can still be used to prove what occurred in the aftermath.

7      Inform the police as soon as you are able, they will attend if there are injuries so it is important to report the incident.You may end up having problems with the other drivers down the line and if they refuse to give their insurance details it’s vital that you inform the police. This is where point 2 becomes very important.

8      Essential and really goes without saying that you inform your insurers as soon as possible.

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With all the rage about using coupons to save money – even shows on television – you may be wondering how you can get in on the action.  Well, it’s actually pretty easy, and here are some of the top strategies that you can use right now to get started couponing.

Where to Find Coupons

The first thing you need to know is where to find coupons so that you can start saving.  The most common place to check is the newspaper, where you can get insert coupons.  They are published by various sources: SmartSource, Redplum, and Proctor and Gamble.  You can also get coupons on internet coupon sites like Coupons.com, SmartSource.com and RedPlum.com.  These sites usually update their coupon selections on a monthly basis.

You should also check your favorite manufacturer and retailer websites, as both usually offer coupons through their sites on a regular basis.  You should also keep an eye out in store for “peelie” coupons from the manufacturer – these are the coupons that are attached directly to the product and you peel off at checkout.

Using Multiple Coupons

The next easiest strategy is to use multiple coupons, or double coupons, when possible.  Many companies allow you to use two coupons, or one store and one manufacturer coupon, per item.  Find retailers where you can do this so that you can save even more.

Combining Store Discounts

The last main strategy you should look into to get started is combining coupons with store discounts.  There are two common store discounts: store sales and store rewards programs.

In your paper, along with the coupons, are usually weekly advertisements for your local stores.  Look for items on sale that you need, and try to combine the sale with the coupon to get even more savings.  You may even be able to get the item down to free.

Many grocery stores, along with other retailers, also offer rewards programs to help you save money.  Sometimes these programs are mandatory to get the cheapest price.  Make sure that you are taking advantage of these programs to get the best deal.

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